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The Top 10 Personal Loans You Should Apply For

When you have a financial problem it is only practical for you to seek help from the best personal lender out there. You will be ensured that you will be provided with the best offer there is. Know a lot more about personal loans in this article.

Allow me to introduce to you Personal Club. Those who have a credit score of 600 are accepted in Personal Club. They are very well-known and offer their services online. Their rates are one of the lowest which is 6.16%. You should know that they charge origination fees, late payment penalties, check processing fees, and more. You can wait up to 6 days to wait for your application to get accepted. Go find out more about their offers.

The next personal loan you may want to consider is Earnest since they have no fees and they offer awesome rates. The credit score requirement for Earnest is 660 or higher. They offer their rate of 5.25%.

Applicants who have a credit score of 620 should consider OneMain Financial. Its interest rate is 16.05% and up. They are well-known to give their clients good customer service. Learn more about it by clicking the bolded text.

A fast-growing lender is the boutique bank PNC. Their savings accounts have a rate of 2.3% above. BEcause they offer awesome personal loans, they are establishing a name for themselves. Their interest rates depend on your credit and loan but are roughly between 3.9% and 25.4%.

Prosper is another peer to peer online lender. 70% of their borrowers are consolidators since they specialize in this field. Their process time is about three to five business days. In addition, they have an interest rate of 6.95%. Check them out and find out more about them.

If you are a frequent borrower you may have heard of Wells Fargo. A proof of how big the bank Wells Fargo is that it has around 6,000 branches all over America. Their loans can last up to 5 years at a 7.24%.

If you have a credit score of 670 or higher and at least 3-4 years of credit history you may want to apply for Marcus. Their rates range from 6.99% 24.99% depending on the type of loan you get. They offer flexible loan terms to their borrowers from 2 years to 6 years. Know more about them and check out their other offers.

For those who have a credit score between a 600 and a 700 may want to apply for Avant. They have an interest rate of 9.95%.

LightStream is known to process applications quickly. Do note that you need to have good credit or better.

The last lender you can apply for is SoFi. Those who have good credit scores get good interest rates. For example if you have a score above 680, you can expect interest rate as low as 6.99%. They lend money between $5000.00 and $100,000.00.